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US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2006 Mortgage Research Highland Ohio US
Total Applications 92 10,715 107,981
Average Loan $62.4k $71.5k $98.3k
Loan to Income Ratio 0.86 1.06 1.33
Subprime Loans 17.39% 11.00% 11.52%
Refinancing Loans 61.96% 54.48% 56.57%
Principal Dwellings 98.91% 97.12% 97.46%
Rejected Applications 44.57% 43.14% 36.99%