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US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Harney	Oregon	US
Total Applications	27	5,269	74,592
Average Loan	$62.9k	$147.7k	$167.3k
Loan to Income Ratio	1.06	1.59	1.65
Subprime Loans	18.52%	6.66%	8.60%
Refinancing Loans	55.56%	72.71%	68.28%
Principal Dwellings	96.30%	96.66%	96.57%
Rejected Applications	51.85%	49.50%	51.94%

US BANK NORTH DAKOTA 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300