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US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2006 Mortgage Research Brown South Dakota US
Total Applications 58 504 107,981
Average Loan $63.4k $72.1k $98.3k
Loan to Income Ratio 0.96 1.04 1.33
Subprime Loans 17.24% 10.91% 11.52%
Refinancing Loans 63.79% 57.94% 56.57%
Principal Dwellings 94.83% 98.02% 97.46%
Rejected Applications 25.86% 41.07% 36.99%