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US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2006 Mortgage Research Lincoln Washington US
Total Applications 33 5,424 107,981
Average Loan $63.4k $109.7k $98.3k
Loan to Income Ratio 0.78 1.27 1.33
Subprime Loans 15.15% 10.01% 11.52%
Refinancing Loans 30.30% 53.12% 56.57%
Principal Dwellings 93.94% 97.51% 97.46%
Rejected Applications 45.45% 38.05% 36.99%