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BERKSHIRE BANK 24 NORTH STREET
PITTSFIELD, 01201

2008 Mortgage Research Berkshire Massachusetts US
Total Applications 317 514 793
Average Loan $268.2k $227.0k $251.3k
Loan to Income Ratio 1.54 1.57 1.54
Subprime Loans
Refinancing Loans 44.16% 42.41% 40.61%
Principal Dwellings 73.50% 76.85% 77.93%
Rejected Applications 9.78% 9.73% 8.20%
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