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Berkshire
BERKSHIRE BANK
24 NORTH STREET
PITTSFIELD, 01201
2008 Mortgage Research
Berkshire
Massachusetts
US
Total Applications
317
514
793
Average Loan
$268.2k
$227.0k
$251.3k
Loan to Income Ratio
1.54
1.57
1.54
Subprime Loans
—
—
—
Refinancing Loans
44.16%
42.41%
40.61%
Principal Dwellings
73.50%
76.85%
77.93%
Rejected Applications
9.78%
9.73%
8.20%
MASSACHUSETTS Mortgage Rates
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Current
30 Years Fixed
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15 Years Fixed
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5/1 ARM
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