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BERKSHIRE BANK 24 NORTH STREET
PITTSFIELD, 01201

2008 Mortgage Research	Bennington	Vermont	US
Total Applications	57	118	793
Average Loan	$242.9k	$243.0k	$251.3k
Loan to Income Ratio	1.66	1.39	1.54
Subprime Loans	—	—	—
Refinancing Loans	45.61%	44.07%	40.61%
Principal Dwellings	80.70%	81.36%	77.93%
Rejected Applications	3.51%	3.39%	8.20%

BERKSHIRE BANK 24 NORTH STREETPITTSFIELD, 01201