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METLIFE BANK, N.A. 501 US HIGHWAY 22 WEST
BRIDGEWATER, 08807

2008 Mortgage Research	Bannock	Idaho	US
Total Applications	212	1,640	40,089
Average Loan	$135.4k	$167.3k	$227.1k
Loan to Income Ratio	2.59	2.45	2.42
Subprime Loans	6.60%	7.01%	10.60%
Refinancing Loans	48.58%	48.35%	44.41%
Principal Dwellings	97.17%	91.28%	92.06%
Rejected Applications	19.34%	27.93%	23.75%

METLIFE BANK, N.A. 501 US HIGHWAY 22 WESTBRIDGEWATER, 08807