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METLIFE BANK, N.A. 501 US HIGHWAY 22 WEST
BRIDGEWATER, 08807

2008 Mortgage Research	Graham	Kansas	US
Total Applications	1	949	40,089
Average Loan	$90.0k	$123.3k	$227.1k
Loan to Income Ratio	1.96	1.93	2.42
Subprime Loans	100%	18.34%	10.60%
Refinancing Loans	—	30.66%	44.41%
Principal Dwellings	100%	97.47%	92.06%
Rejected Applications	—	10.96%	23.75%

METLIFE BANK, N.A. 501 US HIGHWAY 22 WESTBRIDGEWATER, 08807