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NATIONAL BANK OF KANSAS CITY 10700 NALL
OVERLAND PARK, 66211

2008 Mortgage Research	Campbell	South Dakota	US
Total Applications	1	72	4,878
Average Loan	$177.0k	$141.4k	$227.7k
Loan to Income Ratio	2.36	2.21	2.32
Subprime Loans	100%	16.67%	6.31%
Refinancing Loans	—	72.22%	46.72%
Principal Dwellings	100%	97.22%	92.95%
Rejected Applications	—	20.83%	17.32%

NATIONAL BANK OF KANSAS CITY 10700 NALLOVERLAND PARK, 66211