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FIRST COMMUNITY BANK,NA P.O. BOX 989
BLUEFIELD, 24605

2006 Mortgage Research Barbour West Virginia US
Total Applications 19 1,740 2,632
Average Loan $68.4k $51.2k $72.2k
Loan to Income Ratio 1.23 0.87 0.98
Subprime Loans 47.37% 33.79% 28.57%
Refinancing Loans 63.16% 36.84% 36.25%
Principal Dwellings 94.74% 84.77% 79.07%
Rejected Applications 15.79% 15.23% 13.03%