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ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE
ONALASKA, 54650

2008 Mortgage Research	Buffalo	Wisconsin	US
Total Applications	16	1,290	2,185
Average Loan	$90.6k	$128.3k	$119.7k
Loan to Income Ratio	0.80	1.60	1.50
Subprime Loans	6.25%	5.74%	5.90%
Refinancing Loans	75%	77.44%	74.42%
Principal Dwellings	93.75%	92.48%	92.91%
Rejected Applications	6.25%	1.94%	2.65%

ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVEONALASKA, 54650