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TD BANK, N.A. 70 GRAY ROAD
FALMOUTH, 04105-2019

2008 Mortgage Research	Cumberland	Maine	US
Total Applications	821	3,209	28,670
Average Loan	$167.1k	$125.7k	$153.7k
Loan to Income Ratio	1.66	1.57	1.49
Subprime Loans	3.29%	4.05%	3.13%
Refinancing Loans	48.11%	44.25%	36.20%
Principal Dwellings	86.24%	85.04%	86.42%
Rejected Applications	27.16%	35.56%	44.64%

TD BANK, N.A. 70 GRAY ROADFALMOUTH, 04105-2019