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TD BANK, N.A. 70 GRAY ROAD
FALMOUTH, 04105-2019

2008 Mortgage Research	Bennington	Vermont	US
Total Applications	86	1,307	28,670
Average Loan	$164.9k	$147.5k	$153.7k
Loan to Income Ratio	1.63	1.46	1.49
Subprime Loans	3.49%	3.14%	3.13%
Refinancing Loans	43.02%	46.90%	36.20%
Principal Dwellings	84.88%	82.86%	86.42%
Rejected Applications	45.35%	33.66%	44.64%

TD BANK, N.A. 70 GRAY ROADFALMOUTH, 04105-2019