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NICOLET NATIONAL BANK 111 N WASHINGTON ST
GREEN BAY, 54301

2008 Mortgage Research	Brown	Wisconsin	US
Total Applications	252	466	534
Average Loan	$203.2k	$190.8k	$185.0k
Loan to Income Ratio	1.38	1.30	1.32
Subprime Loans	13.49%	15.02%	15.17%
Refinancing Loans	71.03%	71.89%	70.79%
Principal Dwellings	90.87%	84.12%	84.27%
Rejected Applications	1.19%	2.36%	3.00%

NICOLET NATIONAL BANK 111 N WASHINGTON STGREEN BAY, 54301