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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research California US
Total Applications 158,271 775,217
Average Loan $391.0k $228.6k
Loan to Income Ratio 2.32 1.82
Subprime Loans 6.13% 5.20%
Refinancing Loans 54.18% 43.68%
Principal Dwellings 86.47% 84.79%
Rejected Applications 21.42% 14.95%