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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research Ingham Michigan US
Total Applications 695 21,368 775,217
Average Loan $78.3k $124.9k $228.6k
Loan to Income Ratio 1.00 1.33 1.82
Subprime Loans 6.62% 5.57% 5.20%
Refinancing Loans 54.82% 55.28% 43.68%
Principal Dwellings 90.65% 89.31% 84.79%
Rejected Applications 23.45% 15.42% 14.95%