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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research Atlantic New Jersey US
Total Applications 1,175 24,958 775,217
Average Loan $230.9k $262.2k $228.6k
Loan to Income Ratio 1.83 2.05 1.82
Subprime Loans 9.96% 7.58% 5.20%
Refinancing Loans 49.70% 48.91% 43.68%
Principal Dwellings 81.28% 89.80% 84.79%
Rejected Applications 13.79% 9.06% 14.95%