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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research Richmond New York US
Total Applications 1,124 20,859 775,217
Average Loan $302.1k $277.8k $228.6k
Loan to Income Ratio 2.29 1.97 1.82
Subprime Loans 7.30% 5.87% 5.20%
Refinancing Loans 51.87% 45.27% 43.68%
Principal Dwellings 93.24% 91.30% 84.79%
Rejected Applications 6.23% 8.10% 14.95%