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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research Texas US
Total Applications 43,922 775,217
Average Loan $104.0k $228.6k
Loan to Income Ratio 0.88 1.82
Subprime Loans 4.24% 5.20%
Refinancing Loans 12.41% 43.68%
Principal Dwellings 80.74% 84.79%
Rejected Applications 10.59% 14.95%