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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research Collin Texas US
Total Applications 2,912 43,922 775,217
Average Loan $127.5k $104.0k $228.6k
Loan to Income Ratio 1.02 0.88 1.82
Subprime Loans 2.68% 4.24% 5.20%
Refinancing Loans 10.78% 12.41% 43.68%
Principal Dwellings 88.63% 80.74% 84.79%
Rejected Applications 12.95% 10.59% 14.95%