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COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148
PASADENA, 91101

2006 Mortgage Research Virginia US
Total Applications 23,858 775,217
Average Loan $245.0k $228.6k
Loan to Income Ratio 2.11 1.82
Subprime Loans 4.23% 5.20%
Refinancing Loans 46.47% 43.68%
Principal Dwellings 90.18% 84.79%
Rejected Applications 8.40% 14.95%