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WEBSTER BANK, N.A. 145 BANK ST
WATERBURY, 06702

2008 Mortgage Research	Hartford	Connecticut	US
Total Applications	1,433	3,555	5,690
Average Loan	$143.9k	$184.2k	$200.6k
Loan to Income Ratio	1.67	1.81	1.92
Subprime Loans	3.84%	2.95%	2.53%
Refinancing Loans	40.20%	42.08%	45.80%
Principal Dwellings	96.30%	95.05%	93.55%
Rejected Applications	23.17%	24.02%	22.34%

WEBSTER BANK, N.A. 145 BANK STWATERBURY, 06702