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FIRST BANK & TRUST, NA 133 SOUTH MAIN AVE
SIOUX FALLS, 57104

2006 Mortgage Research Lake South Dakota US
Total Applications 76 684 698
Average Loan $87.5k $129.4k $129.3k
Loan to Income Ratio 1.39 1.73 1.72
Subprime Loans 6.58% 5.85% 5.73%
Refinancing Loans 36.84% 19.88% 20.06%
Principal Dwellings 81.58% 90.79% 90.26%
Rejected Applications 1.32% 4.24% 4.30%