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Oneida
CITIZENS BANK, N.A.
833 BROADWAY
ALBANY, 12207
2006 Mortgage Research
Oneida
New York
US
Total Applications
718
15,817
17,130
Average Loan
$17.8k
$39.6k
$41.3k
Loan to Income Ratio
0.42
0.60
0.61
Subprime Loans
0.28%
0.58%
0.54%
Refinancing Loans
11.00%
34.88%
35.94%
Principal Dwellings
93.73%
92.90%
93.12%
Rejected Applications
53.62%
46.36%
44.99%