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RBS CITIZENS, N.A. ONE CITIZENS PLAZA
PROVIDENCE, 02903

2008 Mortgage Research Suffolk Massachusetts US
Total Applications 1,242 7,626 60,305
Average Loan $147.1k $153.5k $110.5k
Loan to Income Ratio 1.46 1.45 1.14
Subprime Loans 2.25% 2.35% 2.85%
Refinancing Loans 29.39% 43.12% 39.43%
Principal Dwellings 93.08% 93.86% 95.05%
Rejected Applications 38.97% 34.42% 38.16%
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