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RBS CITIZENS, N.A. ONE CITIZENS PLAZA
PROVIDENCE, 02903

2008 Mortgage Research Carroll New Hampshire US
Total Applications 204 3,132 60,305
Average Loan $115.7k $128.7k $110.5k
Loan to Income Ratio 1.46 1.26 1.14
Subprime Loans 7.35% 4.85% 2.85%
Refinancing Loans 46.57% 49.94% 39.43%
Principal Dwellings 84.80% 92.53% 95.05%
Rejected Applications 26.96% 31.90% 38.16%
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