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RBS CITIZENS, N.A. ONE CITIZENS PLAZA
PROVIDENCE, 02903

2008 Mortgage Research Hillsborough New Hampshire US
Total Applications 855 3,132 60,305
Average Loan $137.2k $128.7k $110.5k
Loan to Income Ratio 1.10 1.26 1.14
Subprime Loans 5.26% 4.85% 2.85%
Refinancing Loans 48.66% 49.94% 39.43%
Principal Dwellings 95.79% 92.53% 95.05%
Rejected Applications 34.15% 31.90% 38.16%
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