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AMERICA FIRST CREDIT UNION 4646 S 1500 W SUITE 140
RIVERDALE, 84405

2008 Mortgage Research	Clark	Idaho	US
Total Applications	1	34	8,107
Average Loan	$237.0k	$120.0k	$133.5k
Loan to Income Ratio	2.89	1.73	1.84
Subprime Loans	—	11.76%	6.76%
Refinancing Loans	100%	50%	60.77%
Principal Dwellings	—	82.35%	97.13%
Rejected Applications	—	20.59%	14.72%

AMERICA FIRST CREDIT UNION 4646 S 1500 W SUITE 140RIVERDALE, 84405