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AMERICA FIRST CREDIT UNION 4646 S 1500 W SUITE 140
RIVERDALE, 84405

2008 Mortgage Research	Box Elder	Utah	US
Total Applications	262	7,974	8,107
Average Loan	$122.2k	$128.2k	$133.5k
Loan to Income Ratio	1.82	1.84	1.84
Subprime Loans	6.49%	6.67%	6.76%
Refinancing Loans	66.03%	60.75%	60.77%
Principal Dwellings	98.09%	97.27%	97.13%
Rejected Applications	6.11%	14.70%	14.72%

AMERICA FIRST CREDIT UNION 4646 S 1500 W SUITE 140RIVERDALE, 84405