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PEOPLES INDEPENDENT BANK P O BOX 669
BOAZ, 35957

2008 Mortgage Research	Dekalb	Alabama	US
Total Applications	89	331	335
Average Loan	$93.6k	$90.0k	$92.5k
Loan to Income Ratio	1.91	1.35	1.37
Subprime Loans	7.87%	20.54%	20.30%
Refinancing Loans	13.48%	36.86%	37.01%
Principal Dwellings	94.38%	81.27%	81.19%
Rejected Applications	14.61%	14.80%	14.63%

PEOPLES INDEPENDENT BANK P O BOX 669BOAZ, 35957