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BANCFIRST 101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, 73102-8405

2008 Mortgage Research	Carter	Oklahoma	US
Total Applications	158	4,882	4,900
Average Loan	$73.7k	$69.6k	$70.6k
Loan to Income Ratio	0.93	0.88	0.87
Subprime Loans	13.92%	17.04%	17.02%
Refinancing Loans	23.42%	30.44%	30.37%
Principal Dwellings	76.58%	81.56%	81.49%
Rejected Applications	—	—	—

BANCFIRST 101 NORTH BROADWAY AVENUEOKLAHOMA CITY, 73102-8405