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MERCANTILE BANK 1560 N. ORANGE AVENUE
WINTER PARK, 32789

2006 Mortgage Research Columbia Florida US
Total Applications 119 1,996 2,043
Average Loan $122.0k $213.9k $213.7k
Loan to Income Ratio 1.62 1.58 1.58
Subprime Loans 17.65% 7.41% 7.54%
Refinancing Loans 42.86% 46.19% 45.86%
Principal Dwellings 91.60% 87.17% 86.44%
Rejected Applications