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ESB BANK 600 LAWRENCE AVENUE
ELLWOOD CITY, 16117

2008 Mortgage Research Beaver Pennsylvania US
Total Applications 324 1,145 1,146
Average Loan $90.0k $116.9k $117.2k
Loan to Income Ratio 0.90 1.00 1.00
Subprime Loans 4.63% 2.79% 2.79%
Refinancing Loans 37.96% 30.04% 30.10%
Principal Dwellings 90.43% 87.69% 87.61%
Rejected Applications 10.49% 8.30% 8.29%
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