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NORTHWEST SAVINGS BANK PO BOX 128
WARREN, 16365

2008 Mortgage Research Chautauqua New York US
Total Applications 282 684 10,518
Average Loan $81.0k $74.0k $93.7k
Loan to Income Ratio 0.78 0.75 1.14
Subprime Loans 13.83% 12.43% 14.11%
Refinancing Loans 35.82% 42.54% 48.25%
Principal Dwellings 84.40% 89.91% 91.22%
Rejected Applications 13.12% 11.26% 8.38%
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