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NORTHWEST SAVINGS BANK PO BOX 128
WARREN, 16365

2008 Mortgage Research Clarion Pennsylvania US
Total Applications 156 8,921 10,518
Average Loan $70.9k $84.4k $93.7k
Loan to Income Ratio 0.89 1.09 1.14
Subprime Loans 14.10% 15.20% 14.11%
Refinancing Loans 58.97% 48.35% 48.25%
Principal Dwellings 86.54% 91.45% 91.22%
Rejected Applications 4.49% 8.31% 8.38%
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