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BELMONT SAVINGS BANK P.O. BOX 654
BELLAIRE, 43906-0654

2008 Mortgage Research	Belmont	Ohio	US
Total Applications	199	220	236
Average Loan	$66.7k	$65.6k	$66.4k
Loan to Income Ratio	1.15	1.12	1.14
Subprime Loans	7.04%	6.82%	6.36%
Refinancing Loans	39.20%	38.64%	39.41%
Principal Dwellings	95.98%	96.36%	96.61%
Rejected Applications	11.56%	11.82%	12.71%

BELMONT SAVINGS BANK P.O. BOX 654BELLAIRE, 43906-0654