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MONARCH COMMUNITY BANK 375 NORTH WILLOWBROOK ROAD
COLDWATER, 49036

2006 Mortgage Research Branch Michigan US
Total Applications 228 595 604
Average Loan $108.2k $113.2k $113.4k
Loan to Income Ratio 1.61 1.45 1.45
Subprime Loans 21.93% 18.99% 18.71%
Refinancing Loans 41.23% 42.35% 42.38%
Principal Dwellings 85.96% 83.03% 83.11%
Rejected Applications 3.07% 3.36% 3.31%