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MONARCH COMMUNITY BANK 375 N WILLOWBROOK ROAD
COLDWATER, 49036

2008 Mortgage Research Branch Michigan US
Total Applications 167 553 564
Average Loan $106.7k $121.1k $121.1k
Loan to Income Ratio 1.33 1.56 1.53
Subprime Loans 26.95% 27.31% 27.13%
Refinancing Loans 53.29% 57.32% 56.38%
Principal Dwellings 86.83% 85.35% 85.28%
Rejected Applications 5.39% 5.42% 5.85%
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