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MONARCH COMMUNITY BANK 375 N WILLOWBROOK ROAD
COLDWATER, 49036

2008 Mortgage Research	Branch	Michigan	US
Total Applications	167	553	564
Average Loan	$106.7k	$121.1k	$121.1k
Loan to Income Ratio	1.33	1.56	1.53
Subprime Loans	26.95%	27.31%	27.13%
Refinancing Loans	53.29%	57.32%	56.38%
Principal Dwellings	86.83%	85.35%	85.28%
Rejected Applications	5.39%	5.42%	5.85%

MONARCH COMMUNITY BANK 375 N WILLOWBROOK ROADCOLDWATER, 49036