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FIRST BANK & TRUST, SB PO BOX 880
PARIS, 61944

2008 Mortgage Research Clark Illinois US
Total Applications 117 536 548
Average Loan $85.7k $106.3k $105.8k
Loan to Income Ratio 1.22 1.26 1.26
Subprime Loans 10.26% 12.13% 11.86%
Refinancing Loans 54.70% 53.92% 53.65%
Principal Dwellings 93.16% 75.75% 75.91%
Rejected Applications 0.19% 0.18%
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