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FIRST BANK & TRUST, SB PO BOX 880
PARIS, 61944

2006 Mortgage Research Clark Illinois US
Total Applications 117 533 551
Average Loan $67.8k $77.0k $77.1k
Loan to Income Ratio 1.11 1.22 1.23
Subprime Loans 6.84% 15.01% 14.52%
Refinancing Loans 33.33% 37.90% 37.21%
Principal Dwellings 82.91% 74.11% 74.41%
Rejected Applications 6.84% 10.32% 10.16%