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STERLING SAVINGS BANK 111 N WALL
SPOKANE, 99201

2008 Mortgage Research	Wallowa	Oregon	US
Total Applications	40	1,184	3,268
Average Loan	$81.9k	$131.6k	$178.9k
Loan to Income Ratio	1.27	1.49	1.44
Subprime Loans	12.50%	8.87%	5.84%
Refinancing Loans	40%	48.90%	42.93%
Principal Dwellings	85%	84.38%	72.28%
Rejected Applications	—	—	—

STERLING SAVINGS BANK 111 N WALLSPOKANE, 99201