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STERLING SAVINGS BANK 111 N WALL
SPOKANE, 99201

2008 Mortgage Research	Garfield	Washington	US
Total Applications	8	1,480	3,268
Average Loan	$59.8k	$200.1k	$178.9k
Loan to Income Ratio	1.10	1.29	1.44
Subprime Loans	—	3.24%	5.84%
Refinancing Loans	75%	36.28%	42.93%
Principal Dwellings	100%	60.68%	72.28%
Rejected Applications	—	—	—

STERLING SAVINGS BANK 111 N WALLSPOKANE, 99201