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GATEWAY BUSINESS BANK 1403 NORTH TUSTIN SUITE 280
SANTA ANA, 92705

2008 Mortgage Research	Glenn	California	US
Total Applications	62	3,645	5,037
Average Loan	$183.9k	$227.0k	$213.6k
Loan to Income Ratio	2.63	2.26	2.29
Subprime Loans	4.84%	3.84%	4.61%
Refinancing Loans	37.10%	24.12%	36.03%
Principal Dwellings	96.77%	89.49%	89.44%
Rejected Applications	12.90%	10.43%	11.38%

GATEWAY BUSINESS BANK 1403 NORTH TUSTIN SUITE 280SANTA ANA, 92705