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SUMMIT BANK 409 MAIN STREET
ARKADELPHIA, 71923

2008 Mortgage Research	Columbia	Arkansas	US
Total Applications	51	1,117	1,129
Average Loan	$77.9k	$140.2k	$141.5k
Loan to Income Ratio	0.92	1.42	1.42
Subprime Loans	35.29%	12.80%	12.84%
Refinancing Loans	43.14%	31.07%	30.74%
Principal Dwellings	92.16%	71.80%	71.92%
Rejected Applications	25.49%	12.35%	12.58%

SUMMIT BANK 409 MAIN STREETARKADELPHIA, 71923