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FIRST FINANCIAL BANK 214 NORTH WASHINGTON #509
EL DORADO, 71730

2008 Mortgage Research	Calhoun	Arkansas	US
Total Applications	4	805	1,145
Average Loan	$207.0k	$148.2k	$211.2k
Loan to Income Ratio	2.05	1.67	1.79
Subprime Loans	—	6.34%	15.72%
Refinancing Loans	75%	32.92%	44.10%
Principal Dwellings	100%	93.91%	92.05%
Rejected Applications	25%	4.72%	5.50%

FIRST FINANCIAL BANK 214 NORTH WASHINGTON #509EL DORADO, 71730