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FIRST FINANCIAL BANK 214 NORTH WASHINGTON #509
EL DORADO, 71730

2008 Mortgage Research	Crawford	Arkansas	US
Total Applications	84	805	1,145
Average Loan	$130.0k	$148.2k	$211.2k
Loan to Income Ratio	2.16	1.67	1.79
Subprime Loans	—	6.34%	15.72%
Refinancing Loans	15.48%	32.92%	44.10%
Principal Dwellings	100%	93.91%	92.05%
Rejected Applications	1.19%	4.72%	5.50%

FIRST FINANCIAL BANK 214 NORTH WASHINGTON #509EL DORADO, 71730