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CITIZENS BANK OF PENNSYLVANIA 2001 MARKET STREET
PHILADELPHIA, 19103

2006 Mortgage Research Berks Pennsylvania US
Total Applications 1,360 29,038 45,127
Average Loan $41.4k $48.6k $56.8k
Loan to Income Ratio 0.70 0.69 0.69
Subprime Loans 0.37% 0.20% 0.13%
Refinancing Loans 34.56% 34.88% 35.45%
Principal Dwellings 91.40% 92.07% 94.03%
Rejected Applications 41.99% 41.94% 28.27%