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FIRST GEORGIA BANKING COMPANY 100 TOM REEVE DRIVE (PO BOX 2578)
CARROLLTON, 30117

2008 Mortgage Research	Banks	Georgia	US
Total Applications	37	854	909
Average Loan	$100.4k	$165.7k	$167.3k
Loan to Income Ratio	0.89	1.14	1.14
Subprime Loans	21.62%	18.74%	18.48%
Refinancing Loans	70.27%	68.03%	68.54%
Principal Dwellings	59.46%	37.47%	37.07%
Rejected Applications	—	—	—

FIRST GEORGIA BANKING COMPANY 100 TOM REEVE DRIVE (PO BOX 2578)CARROLLTON, 30117