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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Amador	California	US
Total Applications	37	21,777	215,340
Average Loan	$243.1k	$294.8k	$213.1k
Loan to Income Ratio	3.37	2.78	2.29
Subprime Loans	—	1.91%	2.97%
Refinancing Loans	67.57%	58.58%	57.69%
Principal Dwellings	89.19%	87.54%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034