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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research Calaveras California US
Total Applications 68 21,777 215,340
Average Loan $271.5k $294.8k $213.1k
Loan to Income Ratio 2.66 2.78 2.29
Subprime Loans 2.94% 1.91% 2.97%
Refinancing Loans 64.71% 58.58% 57.69%
Principal Dwellings 64.71% 87.54% 90.31%
Rejected Applications
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