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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Siskiyou	California	US
Total Applications	27	21,777	215,340
Average Loan	$202.3k	$294.8k	$213.1k
Loan to Income Ratio	2.09	2.78	2.29
Subprime Loans	—	1.91%	2.97%
Refinancing Loans	77.78%	58.58%	57.69%
Principal Dwellings	92.59%	87.54%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034