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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Douglas	Colorado	US
Total Applications	701	9,554	215,340
Average Loan	$287.7k	$226.4k	$213.1k
Loan to Income Ratio	2.44	2.26	2.29
Subprime Loans	0.29%	1.21%	2.97%
Refinancing Loans	55.06%	53.82%	57.69%
Principal Dwellings	95.15%	89.10%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034